1. 1-25 of 25
    1. What Is Postage Insurance and When Is It Necessary?

      What Is Postage Insurance and When Is It Necessary?

      Helpful summary from Small Business tips detailing when postage insurance could help your business!

      Whether your shipping vintage table lighters from a recent eBay sale or a technology component to an important client across the country, postage insurance may be something you  want to consider. Because without it, you might end up paying a heavy price.

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    2. 15 Tips for Handling Holiday Returns

      15 Tips for Handling Holiday Returns

      Setting up a clear returns policy can help this month run smoothly for your small business. Minimize your risk this season by following these essential tips:

      After the holiday shopping season comes the season of holiday returns. So if your small business sold a lot of gift items over the past couple of months, you’re likely about to be inundated with customers looking to return or exchange at least some of those items.

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    3. Make Small Business Cyber Security a Priority in 2017

      Make Small Business Cyber Security a Priority in 2017

      Cyber security is an important issue for small businesses to tackle head on, especially in the new year. Get your business ready with these tips from Small Business Trends:

      Many small business owners may think they are protected against computer viruses and hacks, but that may not be the case. In fact, too many small business owners don’t do much to protect themselves. There are so many must-dos that accompany running a business that it’s easy for tasks like protecting your IT infrastructure to be placed on the back burner. But the typical IT security problem can cost ...

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    4. Does Your Business Have All of Its Required Licenses and Permits?

      Does Your Business Have All of Its Required Licenses and Permits?

      When starting your small business, it is imperative to have all of the proper legal paperwork in order, whether that entails required licenses or permits. Setting up your business correctly will lower the chances that you'll run into legal issues down the line.

      How can you be sure that you've got everything you need? Check out this article from Small Business Trends and don't forget to insure your business' legal liability with commercial insurance.

      When you’re launching a business, it can be confusing to understand all the legal obligations involved. Do you need a small business ...

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    5. How to Prevent Theft of Inventory During Your Busy Season

      How to Prevent Theft of Inventory During Your Busy Season

      Great advice for small business owners here! Keep your inventory and business safe with these risk management tips from Small Business Trends:

      Increased inventory and worker numbers can raise the potential for theft during the busy holiday season. And the last thing a business wants when incurring higher labor costs is a decrease in returns.

      According to the National Retail Federation, retailers lost approximately $44 billion from theft in 2015. Of that amount, more than 34 percent was stolen by employees.

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    6. How to Train Temporary Workers During the Busy Holiday Season

      How to Train Temporary Workers During the Busy Holiday Season

      Timely and important for this time of year! While not directly related to commercial insurance, improperly trained employees can be a huge risk to your business. Training your seasonal help well will reduce your risk during this holiday season. Read on for more information: 

      Many businesses hire additional workers during the holiday season to help with increased demand. This year, retailers are expected to employ between 640,000 and 690,000 temporary workers, according to the National Retail Federation.

      Improperly trained temporary hires can present workplace safety risks. A 2014 study conducted by Travelers Insurance found that 28 percent of ...

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    7. Riders on The Storm: Small Business Owners Must Learn to Deal with Disaster

      Riders on The Storm: Small Business Owners Must Learn to Deal with Disaster

      This a really helpful article for small business owners. Thinking about how to handle a disaster should one strike is not something many business owners want to do, but having a plan in place for dealing with an interruption or damage to aspects of your business is important. Managing risk in your business is an important part of keeping your business running smoothly and successfully.

      This story, published on Small Business Trends, details steps small business owners can take to protect their businesses: 

      When you’re setting up a business, coping with a flood, fire, hurricane or break-in is one ...

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    8. What Do You Need to Know Before You Buy Business Insurance?

      What Do You Need to Know Before You Buy Business Insurance?

      With so much to do in running your new business, insurance may feel like an afterthought or just another thing to cross off the list. Business insurance, however, can be paramount in keeping your business running smoothly and the right coverage is essential in making sure your investment in protection for your business is sound.

      Exploring how much risk your business carries and the types of insurance that may be helpful in mitigating your risk are first steps to getting the right coverage. An insurance agent can help you through figuring out these areas, or read on for a helpful ...

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    9. Why Your Business Needs Contract Insurance

      Why Your Business Needs Contract Insurance

      You may find that certain clients of your small business require you to carry insurance in order to work with them. Oftentimes, this helps your clients know that should something happen, you have the financial backing to deal with issues that could arise.

      You come to the client meeting with pen in hand, ready to sign a new contract. However, in reading the fine print, you see that it requires you to carry particular types of insurance. You ask yourself why that’s the case and what steps you will need to take to secure the contract.

      Here we’ll ...

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    10. Why Home Based Businesses Need Insurance

      Why Home Based Businesses Need Insurance

      If you're running a small business out of your home, it might be time to think about whether you've got the right insurance coverage. Not all policies are created equal - if you've got homeowners insurance for your residence, it likely does not cover commercial property or damage incurred while using your home for commercial purposes.

      This article from Small Business Trends can help you understand why you need insurance for your home-based small business:

      Is yours a home based business? You’re not alone if that’s the case. More than half of the businesses in the ...

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    11. Top 10 Reasons Why Your Business Needs Insurance

      Top 10 Reasons Why Your Business Needs Insurance

      How does your small business handle risk? If you haven't looked into commercial insurance or haven't consulted an agent to ensure that you've got the correct coverage for your business' needs, you may want to consider it. 

      Managing your own business comes with a lot of responsibility and lots of costs. Here are 10 reasons your business needs insurance:

      Running a business comes with inherent risks: An employee could get injured on the job; a natural disaster could destroy property; or a client could file suit, alleging a contractual breach.

      For those and other reasons, it is ...

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    12. 75 Percent of Small Businesses Have No Cyber Risk Insurance

      75 Percent of Small Businesses Have No Cyber Risk Insurance

      Well... this is shocking news! A huge percentage of small businesses don't have cyber risk insurance, which could leave them susceptible to costly problems. Cyber risks are on the rise as hackers become more sophisticated and more and more business takes place in cyberspace. If your company or customer data were compromised, what would you do?

      Consider how cyber risk insurance could help protect your small business. Learn more about this problem on Small Business Trends:

      Small businesses today are prone to a lot of the same hazards as yesteryear. But they’re largely unprepared to handle 21st Century ...

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    13. If My Website Is Hacked and Customer Data Exposed, Am I Liable?

      If My Website Is Hacked and Customer Data Exposed, Am I Liable?

      Data and cyber risks are growing, but many small business owners are not aware of the effects these risks can have on their businesses, as well as their liability.

      Even if your business is small, if you store data online, whether it's your company's data or your customers' data, you could be vulnerable to a costly breach. Should you consider insurance protection for your small business? This article in Small Business Trends examines the reasons small business owners may want to purchase this coverage as well as explains the risks more in depth:

      “If my website is hacked ...

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    14. What to Do After a Fire Shuts Down Your Business

      What to Do After a Fire Shuts Down Your Business

      A fire could be devastating to your business, but a good insurance policy can help you repair and rebuild, if such an event were to happen. This article from Small Business Trends lays out the steps business owners should take to get back on their feet after a fire at their business, with details on how to work with your insurance company to ensure that claims are filed correctly and repairs are made in accordance with your policy.

      Read more on Small Business Trends:

      Although many of us go through great efforts to fireproof our home, we rarely bring this ...

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    15. How to Protect Your Small Business as Cybersecurity Threats Rise

      How to Protect Your Small Business as Cybersecurity Threats Rise

      Cyber security continues to rise as a risk to business owners. In addition to purchasing insurance to protect your business, consider the follow tips:

      As more businesses move online, criminals are following them. If you’re still using yesterday’s cyber security strategies, you’re vulnerable to malicious attacks that could permanently damage your business. It’s time to wake up and invest in learning about cyber security strategies.

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    16. Never Make These 3 Tax Moves

      Never Make These 3 Tax Moves

      Good to know!

      While IRS audit rates are down considerably and the chances that you’ll be examined are small, recognize that there are still thousands of small business owners audited each year.   Even though tax season is now over, here are three IRS hot button issues for the coming year, why you should avoid them, and what happens if you don’t and the IRS audits you.

      Never Omit Business Income

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    17. 7 Reality Checks For New Makers and Handmade Entrepreneurs

      7 Reality Checks For New Makers and Handmade Entrepreneurs

      Don't forget insurance!

      I love the fresh, fun, wide-eyed look of new handmade entrepreneurs. Everything is exciting and new, and the idea of creating a life composed of making and selling products you pour your heart into is a compelling and thrilling ideal.

      But the fun and fresh look can quickly turn into dread and tears if you are not fully prepared for what life as a handmade entrepreneur is truly like. This article is designed to give you a heads up.

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    18. Should Your Business Allow Dogs at Work?

      Should Your Business Allow Dogs at Work?

      Who doesn't love puppies?! Having a dogs at work policy can boost morale, but it can also be a huge liability! Read on for some considerations you should think on if you're interested in allowing dogs in the workplace. Don't forget liability insurance!

      Dogs at work was a perk at more dotcom companies than I can count during the early days of the Internet. And it’s one trend from that era that has not only survived, but thrived at companies big and small.

      Check out this Forbes list of the top pet-friendly companies. Then check out ...

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    19. Taking Care of Your Business Means Taking Care of Yourself

      Taking Care of Your Business Means Taking Care of Yourself

      Taking care of yourself is just as important as taking care of your business!

      Growing up, everyone is told there’s no room for selfishness in corporate America. If you want to be successful, then you have to be a team player. Unfortunately, over the years, many of us have confused the notion of being a “team player” with the idea that you can’t do anything for yourself. This often manifests itself in unhealthy habits that aren’t healthy or productive.

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    20. U.S. Government Hits Goal for Women Owned Small Businesses

      U.S. Government Hits Goal for Women Owned Small Businesses

      Great news for the ladies!

      After almost two decades, the federal government for the first time has been able to meet its goal of awarding five percent (worth $17.8 billion) of all contracts to women-owned small businesses.

      Maria Contreras-Sweet, Administrator for the U.S. Small Business Administration (SBA) along with Valerie Jarrett, Senior Advisor to President Barack Obama, Congresswoman Nydia Velazquez and two other members announced that the federal government has surpassed its five percent contracting goal for women-owned small businesses (WOSB) for the first time.

      In the announcement, Contreras-Sweet said, “Meeting this goal means five percent is no ...

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    21. A List Of The Worst Business Advice You Can Follow — Ever

      A List Of The Worst Business Advice You Can Follow — Ever

      We'd like to add "skipping on commercial insurance" or "not talking with an agent about the types of commercial insurance your business needs to protect you and your business."

      There’s plenty of advice out there for how to start and run a business. But not all of it is good. In fact, there are some common sayings that are actually some of the worst business advice out there. The following includes some of the worst business advice you can follow.

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    22. Free Tax eBook: Guide to Tax Prep for Small Businesses

      Free Tax eBook: Guide to Tax Prep for Small Businesses

      Good to know for tax season!

      National Funding Inc., an alternative lender specializing in small business loans, has launched a free tax eBook for small business owners in anticipation of the April 15 tax return deadline.

      The 23-page “Guide to Tax Prep for Small Businesses” tax eBook explains how to get the most out of your business Federal tax return in a way that’s easy-to-read, approachable and achievable.

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    23. How to Avoid Desk Work Injuries in the Office

      How to Avoid Desk Work Injuries in the Office

      Help your desk-bound employees stay healthy! Share this article with them:

      It is important to feel comfortable at your office in order to increase your efficiency and protect your health. There are many small steps you can take to create a better work environment for yourself.

      You can start by implementing the below office ergonomics tips to improve your work day, care for yourself and decrease desk work injuries.

      Read Full Article
    24. Small Business Employment Continues to Rise, Says ADP Jobs Report

      Small Business Employment Continues to Rise, Says ADP Jobs Report

      It's a good time to work for a small business!

      Job growth among small businesses continued to rise in February, sparking optimism that the trend will persist for the remainder of the year.

      Small businesses with 1 to 49 employees created a total of 76,000 jobs in February, according to the monthly jobs report from human resources management company ADP, in partnership with Moody’s Analytics.

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    25. Checklist for Finding a Small Business Mentor

      Checklist for Finding a Small Business Mentor

      Don't go it alone! This checklist can help you take steps to find a mentor for you business.

      Having a business mentor can really help you advance your goals and avoid some common business mistakes. But not just any mentor will do. Finding a small business mentor that meets all of the requirements listed below can ensure that you find someone who is going to be helpful and relevant to your business.

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