Insurance Report

Comparing products across any site can seem like a time-consuming process and unfortunately, finding health insurance coverage can be a little more complicated.

To make it easy on yourself consider the following tips of what not to do:

1. Enter your personal information on more than one site. When you enter your information, you may get telephone calls. To avoid an excess amount of phone calls, just enter your information on one site.

2. Use a site that redirects you to another site. Many health insurance sites don’t have quoting technology. If you are taken to another site for health insurance then try to avoid putting your information in the site that redirected you. There are only two major platforms that compare health insurance quotes across the country: GoHealthInsurance.com and ehealth.

3. Don’t enter your personal information if you are just researching plans. Wait until you are serious about purchasing a policy.

4. Look for the TRUSTe and VeriSign logo on a site before filling out personal information. If you are really worried then click on the logos to make sure the site has active accounts.

5. If you are interested in a particular health insurance company don’t compare plans just on their site, other companies may have better benefits or services.

6. If you have pre-existing conditions, don’t lie when applying for a plan and don’t apply for a plan. It’s better to talk with a health insurance agent to see if they know what health insurer may accept you with that condition or they may refer you to join a Pre-Existing Condition Insurance Plan (PCIP) instead. The PCIP plans were created by health care reform and are offered in every state.

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