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	<title>Insurance Report</title>
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	<link>http://www.insurance-report.com</link>
	<description>With Our Insurance Quotes You Could Save Hundreds Of Dollars</description>
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		<title>American woman set to battle the boys in Nascar</title>
		<link>http://www.insurance-report.com/international-travel-insurance/american-woman-set-to-battle-the-boys-in-nascar</link>
		<comments>http://www.insurance-report.com/international-travel-insurance/american-woman-set-to-battle-the-boys-in-nascar#comments</comments>
		<pubDate>Wed, 25 Jan 2012 16:28:45 +0000</pubDate>
		<dc:creator>Nicholas Tyers</dc:creator>
				<category><![CDATA[International Travel Insurance]]></category>
		<category><![CDATA[Nascar]]></category>

		<guid isPermaLink="false">http://www.insurance-report.com/international-travel-insurance/american-woman-set-to-battle-the-boys-in-nascar</guid>
		<description><![CDATA[There’s to be no fooling around when the female racing sensation Courtney Force takes to the track in a Funny Car this year. As the daughter of Nascar superstar John Force, Courtney has grown up with little else on her mind but breaking the mould as a professional racer. As if the inspiration of achieving [...]]]></description>
			<content:encoded><![CDATA[<p>There’s to be no fooling around when the female racing sensation Courtney Force takes to the track in a Funny Car this year.<br /> <img src="http://www.insurance-report.com/wp-content/uploads/2012/02/2730798.jpg" /><br /> As the daughter of Nascar superstar John Force, Courtney has grown up with little else on her mind but breaking the mould as a professional racer.</p>
<p> As if the inspiration of achieving a podium place wasn’t enough, Force has also had to put up with the derogatory attitude of her fellow racers, most of whom are male.</p>
<p> Ms Force said, “Now I get my own 8,000hp, 300mph Ford, I can’t wait to start beating up on the boys.”</p>
<p> The first opportunity to step out of her dad’s shadow will come at the Kragen O’Reilly Winternationals in California, on the 9th of February.</p>
<p> This prestigious race has previously been won by Force’s teammate Robert Hight and Jason Line.</p>
<p> John Force said, “She’s kind of an extrovert, ready to attack and go after the boys, knowing they were going to beat her up. She’s ready.” <br / <a href="http://www.insurance-report.com/international-travel-insurance/american-woman-set-to-battle-the-boys-in-nascar" title="American woman set to battle the boys in Nascar" rel="nofollow">Read full story&#8230;</a></p>
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		<title>What to Avoid When Comparing Health Insurance Quotes</title>
		<link>http://www.insurance-report.com/insurance-posts/what-to-avoid-when-comparing-health-insurance-quotes</link>
		<comments>http://www.insurance-report.com/insurance-posts/what-to-avoid-when-comparing-health-insurance-quotes#comments</comments>
		<pubDate>Sat, 21 Jan 2012 17:00:24 +0000</pubDate>
		<dc:creator>Emily Napier</dc:creator>
				<category><![CDATA[Insurance Posts]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.insurance-report.com/insurance-posts/what-to-avoid-when-comparing-health-insurance-quotes</guid>
		<description><![CDATA[Comparing products across any site can seem like a time-consuming process and unfortunately, finding health insurance coverage can be a little more complicated. To make it easy on yourself consider the following tips of what not to do: 1. Enter your personal information on more than one site. When you enter your information, you may [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://www.insurance-report.com/wp-content/uploads/2012/01/2637830.jpg" />Comparing products across any site can seem like a time-consuming process and unfortunately, finding health insurance coverage can be a little more complicated. </p>
<p>To make it easy on yourself consider the following tips of what not to do: </p>
<p>1. Enter your personal information on more than one site. When you enter your information, you may get telephone calls. To avoid an excess amount of phone calls, just enter your information on one site. </p>
<p>2. Use a site that redirects you to another site. Many health insurance sites don’t have quoting technology. I</p>
<p> <a href="http://www.insurance-report.com/insurance-posts/what-to-avoid-when-comparing-health-insurance-quotes" title="What to Avoid When Comparing Health Insurance Quotes" rel="nofollow">Read full story&#8230;</a></p>
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		<title>To ski..or not to ski?……That is the question</title>
		<link>http://www.insurance-report.com/international-travel-insurance/to-ski-or-not-to-skithat-is-the-question</link>
		<comments>http://www.insurance-report.com/international-travel-insurance/to-ski-or-not-to-skithat-is-the-question#comments</comments>
		<pubDate>Fri, 20 Jan 2012 05:24:03 +0000</pubDate>
		<dc:creator>Nicholas Tyers</dc:creator>
				<category><![CDATA[International Travel Insurance]]></category>

		<guid isPermaLink="false">http://www.insurance-report.com/international-travel-insurance/to-ski-or-not-to-skithat-is-the-question</guid>
		<description><![CDATA[Determined to hate it, I set off last week on my first ever ski holiday. I packed my knee support, back support, voltarol gel, painkillers and about 15 layers of clothes (which gives you a good insight into my ‘confidence’ in my potential skiing ability). I also swiftly upgraded my travel insurance to include winter [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://www.insurance-report.com/wp-content/uploads/2012/01/2548382.jpg" /></p>
<p>Determined to hate it, I set off last week on my first ever ski holiday. I packed my knee support, back support, voltarol gel, painkillers and about 15 layers of clothes (which gives you a good insight into my ‘confidence’ in my potential skiing ability). I also swiftly upgraded my travel insurance to include winter sports cover before I went.</p>
<p>My destination was Soll, Austria. Soll is part of the Ski Welt area, the largest interconnected ski area in the whole of Austria. Gre</p>
<p> <a href="http://www.insurance-report.com/international-travel-insurance/to-ski-or-not-to-skithat-is-the-question" title="To ski..or not to ski?……That is the question" rel="nofollow">Read full story&#8230;</a></p>
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		<title>Affordable Health Care Options Hard to Find in Many States</title>
		<link>http://www.insurance-report.com/insurance-experts/affordable-health-care-options-hard-to-find-in-many-states</link>
		<comments>http://www.insurance-report.com/insurance-experts/affordable-health-care-options-hard-to-find-in-many-states#comments</comments>
		<pubDate>Wed, 18 Jan 2012 07:34:08 +0000</pubDate>
		<dc:creator>Bella Cullen</dc:creator>
				<category><![CDATA[Insurance Experts]]></category>
		<category><![CDATA[Health Care]]></category>
		<category><![CDATA[States]]></category>

		<guid isPermaLink="false">http://www.insurance-report.com/insurance-experts/affordable-health-care-options-hard-to-find-in-many-states</guid>
		<description><![CDATA[Finding affordable health care is difficult for a large majority of individuals currently without health insurance. According to a new analysis, three out of four uninsured Americans live in states that have yet to determine how best to provide its residents with the medical care they need. Affordable Health Care Not Available to 1 in 4 Uninsured After the Patient Protection [...]]]></description>
			<content:encoded><![CDATA[<p>Finding <strong>affordable health care</strong> is difficult for a large majority of individuals currently without health insurance. According to a new analysis, three out of four uninsured Americans live in states that have yet to determine how best to provide its residents with the medical care they need.</p>
<h2>Affordable Health Care Not Available to 1 in 4 Uninsured</h2>
<p>After the <em>Patient Protection and Affordable Care Act</em> was passed in March 2010, states were given the responsibility of carrying out an immense expansion of health insurance by 2014.</p>
<p>States were required to create their on <strong>health insurance exchanges</strong> that offer uninsured individuals options that are roughly as affordable as those found with employer-sponsored coverage, as well as come up with other ways to offer <strong>affordable health care</strong>.</p>
<p>However, according to the analysis, only a few so far have been successful. Current</p>
<p> <a href="http://www.insurance-report.com/insurance-experts/affordable-health-care-options-hard-to-find-in-many-states" title="Affordable Health Care Options Hard to Find in Many States" rel="nofollow">Read full story&#8230;</a></p>
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		<title>Just Like Being Trapped With A Primerica Agent!!</title>
		<link>http://www.insurance-report.com/insurance-posts/just-like-being-trapped-with-a-primerica-agent</link>
		<comments>http://www.insurance-report.com/insurance-posts/just-like-being-trapped-with-a-primerica-agent#comments</comments>
		<pubDate>Wed, 18 Jan 2012 06:19:26 +0000</pubDate>
		<dc:creator>Emily Napier</dc:creator>
				<category><![CDATA[Insurance Posts]]></category>
		<category><![CDATA[Agent]]></category>

		<guid isPermaLink="false">http://www.insurance-report.com/insurance-posts/just-like-being-trapped-with-a-primerica-agent</guid>
		<description><![CDATA[A few days ago another agent took offense to my obviously uneducated view that indexed universal life is a poor excuse for a life insurance product, especially in the context of infinite banking. He commented on a post by starting with I’m sure your completely well-intentioned, but you ought to be more careful of publically [...]]]></description>
			<content:encoded><![CDATA[<p>A few days ago another agent took offense to my obviously uneducated view that indexed universal life is a poor excuse for a life insurance product, especially in the context of infinite banking. </p>
<p>He commented on a post by starting with I’m sure your completely well-intentioned, but you ought to be more careful of publically declaring opinions  comparisons before you actually know what you are comparing against. He then jumped on his soap box and rattled off a litany of assumptions about IULs that made me sound embarrassingly uninformed. So I called him out on it. I was even nice and didnt call him out on his rather limited grasp of spelling and the English language. I</p>
<p> <a href="http://www.insurance-report.com/insurance-posts/just-like-being-trapped-with-a-primerica-agent" title="Just Like Being Trapped With A Primerica Agent!!" rel="nofollow">Read full story&#8230;</a></p>
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		<title>Automobile Gap Insurance</title>
		<link>http://www.insurance-report.com/international-travel-insurance/automobile-gap-insurance</link>
		<comments>http://www.insurance-report.com/international-travel-insurance/automobile-gap-insurance#comments</comments>
		<pubDate>Sun, 15 Jan 2012 15:58:12 +0000</pubDate>
		<dc:creator>Nicholas Tyers</dc:creator>
				<category><![CDATA[International Travel Insurance]]></category>
		<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.insurance-report.com/international-travel-insurance/automobile-gap-insurance</guid>
		<description><![CDATA[Along with the hot wheels, cool trim, leather interior and killer sound system, your sports car came with another line item add-on that wasn’t part of the MSRP: sports car automobile insurance. Insuring your shiny fast ride can add thousands of dollars to cost of ownership over the life of the car…unless you’re a savvy [...]]]></description>
			<content:encoded><![CDATA[<p><b></b>
<p>Along with the hot wheels, cool trim, leather interior and killer sound system, your sports car came with another line item add-on that wasn’t part of the MSRP: sports car automobile insurance. Insuring your shiny fast ride can add thousands of dollars to cost of ownership over the life of the car…unless you’re a savvy shopper. Here’s what you need to know to help you find cheap sports car insurance (or at least reasonably priced). For starters, different insurance companies have different definitions of what is and isn’t a sports car. This is typically based on a VIN (vehicle identification number) system published by the Insurance Services Office or the company’s own ranking system. Either syst</p>
<p> <a href="http://www.insurance-report.com/international-travel-insurance/automobile-gap-insurance" title="Automobile Gap Insurance" rel="nofollow">Read full story&#8230;</a></p>
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		<title>Who insured The Costa Concordia?</title>
		<link>http://www.insurance-report.com/insurance-experts/who-insured-the-costa-concordia</link>
		<comments>http://www.insurance-report.com/insurance-experts/who-insured-the-costa-concordia#comments</comments>
		<pubDate>Fri, 13 Jan 2012 20:43:00 +0000</pubDate>
		<dc:creator>Bella Cullen</dc:creator>
				<category><![CDATA[Insurance Experts]]></category>
		<category><![CDATA[Insured]]></category>
		<category><![CDATA[Insured Costa]]></category>

		<guid isPermaLink="false">http://www.insurance-report.com/insurance-experts/who-insured-the-costa-concordia</guid>
		<description><![CDATA[Assicurazioni Generali, RSA Insurance Group and XL Group, Bloomber these are three of several companies who insured Carnival Corp.s wrecked cruise ship off the coast of Italy, according to the news website Bloomberg. The companies are facing costs of around 405 million Euros (£335 million) from the disaster, with Hannover Re saying they alone will [...]]]></description>
			<content:encoded><![CDATA[</p>
<p>Assicurazioni Generali, RSA Insurance Group and XL Group, Bloomber  these are three of several companies who insured Carnival Corp.s wrecked cruise ship off the coast of Italy, according to the news website Bloomberg.</p>
<p>The companies are facing costs of around 405 million Euros (£335 million) from the disaster, with Hannover Re saying they alone will suffer losses in excess of 10 million euros, the website said.</p>
<p>“In terms of physical damage, this will be one of biggest claims around,” Bloomberg quoted Eamonn Flanagan, an insurance analyst at Shore Capital Group in Liverpool as saying. “Qui</p>
<p> <a href="http://www.insurance-report.com/insurance-experts/who-insured-the-costa-concordia" title="Who insured The Costa Concordia?" rel="nofollow">Read full story&#8230;</a></p>
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		<title>When Talent Meets Casting Opportunity</title>
		<link>http://www.insurance-report.com/insurance-experts/when-talent-meets-casting-opportunity</link>
		<comments>http://www.insurance-report.com/insurance-experts/when-talent-meets-casting-opportunity#comments</comments>
		<pubDate>Tue, 10 Jan 2012 17:01:42 +0000</pubDate>
		<dc:creator>Bella Cullen</dc:creator>
				<category><![CDATA[Insurance Experts]]></category>
		<category><![CDATA[Casting]]></category>
		<category><![CDATA[Casting Opportunity]]></category>

		<guid isPermaLink="false">http://www.insurance-report.com/insurance-experts/when-talent-meets-casting-opportunity</guid>
		<description><![CDATA[casting Every people in the world are born with their own natural talent. There are some people who are very clever in science so that they can develop to be an engineer or inventor. Other people maybe have their talent in linguistic or art. Talking about the talent of art, people may conclude it as [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://www.insurance-report.com/wp-content/uploads/2012/01/2345687.jpg" />
<p>casting</p>
<p>Every people in the world are born with their own natural talent. There are some people who are very clever in science so that they can develop to be an engineer or inventor. Other people maybe have their talent in linguistic or art. Talking about the talent of art, people may conclude it as the musical talent. However, you can also should insert acting and drawing on it. Well, there are many people are born to be wonderful in stage. Unfortunately, when they have realized it well, they also cannot do anything because they do not have any access to the producers.</p>
</p>
<p>Joining the Talentjug.com, you will have an opportunity to be a star on your specific talent whether you are talented in acting or singing.</p>
<p> <a href="http://www.insurance-report.com/insurance-experts/when-talent-meets-casting-opportunity" title="When Talent Meets Casting Opportunity" rel="nofollow">Read full story&#8230;</a></p>
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		<title>Helpful Hair Styling Products For Styling Hair</title>
		<link>http://www.insurance-report.com/insurance-posts/helpful-hair-styling-products-for-styling-hair</link>
		<comments>http://www.insurance-report.com/insurance-posts/helpful-hair-styling-products-for-styling-hair#comments</comments>
		<pubDate>Thu, 05 Jan 2012 10:18:16 +0000</pubDate>
		<dc:creator>Emily Napier</dc:creator>
				<category><![CDATA[Insurance Posts]]></category>
		<category><![CDATA[Hair]]></category>
		<category><![CDATA[Hair Styling]]></category>
		<category><![CDATA[Hair Styling Products]]></category>
		<category><![CDATA[Styling Products]]></category>

		<guid isPermaLink="false">http://www.insurance-report.com/insurance-posts/helpful-hair-styling-products-for-styling-hair</guid>
		<description><![CDATA[A good hairstyle can be better achieved if a person uses the right kind of shampoo and conditioner for their specific hair type. The choice of hair styling products may vary depending on what kind of hair an individual has. A moisturizing shampoo can help uplift a type of hair that dry and hard to [...]]]></description>
			<content:encoded><![CDATA[<p>A good hairstyle can be better achieved if a person uses the right kind of shampoo and conditioner for their specific hair type. The choice of hair styling products may vary depending on what kind of hair an individual has. A moisturizing shampoo can help uplift a type of hair that dry and hard to manage.Most shampoos have matching conditioners so as to have the desired effect on the hair. With the right base of a managed hair, hair styling can be easier to achieve.</p>
<p>There are varying hair styling products that could be used by anyone who would want to achieve a great hair style. Most people who would want to create a hairstyle using the very famous hair wax.</p>
<p> <a href="http://www.insurance-report.com/insurance-posts/helpful-hair-styling-products-for-styling-hair" title="Helpful Hair Styling Products For Styling Hair" rel="nofollow">Read full story&#8230;</a></p>
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		<title>4 Smart 4WD Driving Tips</title>
		<link>http://www.insurance-report.com/international-travel-insurance/4-smart-4wd-driving-tips</link>
		<comments>http://www.insurance-report.com/international-travel-insurance/4-smart-4wd-driving-tips#comments</comments>
		<pubDate>Thu, 05 Jan 2012 08:13:29 +0000</pubDate>
		<dc:creator>Nicholas Tyers</dc:creator>
				<category><![CDATA[International Travel Insurance]]></category>
		<category><![CDATA[4wd]]></category>
		<category><![CDATA[4wd Driving]]></category>

		<guid isPermaLink="false">http://www.insurance-report.com/international-travel-insurance/4-smart-4wd-driving-tips</guid>
		<description><![CDATA[Remember these hints to help you drive safely in four-wheel drive. Four-wheel drive (4WD) refers to vehicles in which the engine powers all four wheels at the same time. These vehicles often allow drivers to switch from two- to four-wheel drive as conditions require. The 4WD setting is very popular for going off-road into the [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://www.insurance-report.com/wp-content/uploads/2012/01/2164732.jpg" />     Remember these hints to help you drive safely in four-wheel drive.
<p>Four-wheel drive (4WD) refers to vehicles in which the engine powers all four wheels at the same time. These vehicles often allow drivers to switch from two- to four-wheel drive as conditions require. The 4WD setting is very popular for going off-road into the thick of nature.</p>
<p>“The byproduct of seeing nature this way is that you gain respect for it,” says Bruce Elfstrom, the CEO of Overland Experts, an East Haddam, Conn.-based off-road driving school.</p>
<p>Many people feel 4WD vehicles are also better in bad weather conditions, such as rain, snow and ice. How</p>
<p> <a href="http://www.insurance-report.com/international-travel-insurance/4-smart-4wd-driving-tips" title="4 Smart 4WD Driving Tips" rel="nofollow">Read full story&#8230;</a></p>
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		<title>Fake flock of sheep fool motorists into thinking they’re real</title>
		<link>http://www.insurance-report.com/international-travel-insurance/fake-flock-of-sheep-fool-motorists-into-thinking-theyre-real</link>
		<comments>http://www.insurance-report.com/international-travel-insurance/fake-flock-of-sheep-fool-motorists-into-thinking-theyre-real#comments</comments>
		<pubDate>Sat, 31 Dec 2011 20:15:11 +0000</pubDate>
		<dc:creator>Nicholas Tyers</dc:creator>
				<category><![CDATA[International Travel Insurance]]></category>

		<guid isPermaLink="false">http://www.insurance-report.com/international-travel-insurance/fake-flock-of-sheep-fool-motorists-into-thinking-theyre-real</guid>
		<description><![CDATA[Whenever I’m driving and I see a dog which is not on a lead, or a child skipping along the pavement, I’m always concerned that they might suddenly run into the road in front of my car. However, some model sheep on a West Sussex roundabout seem have been raising the same concerns in other [...]]]></description>
			<content:encoded><![CDATA[<p>Whenever I’m driving and I see a dog which is not on a lead, or a child skipping along the pavement, I’m always concerned that they might suddenly run into the road in front of my car.</p>
<p> <img src="http://www.insurance-report.com/wp-content/uploads/2012/01/2154278.jpg" />However, some model sheep on a West Sussex roundabout seem have been raising the same concerns in other drivers. The fake flock apparently look so realistic that many motorists have slammed on their brakes in the fear that they have escaped from a field.</p>
<p> West Sussex County Council has already painted the sheep pale green in the hope that motorists will realise that they are fake, however, this has apparently not helped, and the next step has been to imprison the sheep with temporary road works barriers. <br <a href="http://www.insurance-report.com/international-travel-insurance/fake-flock-of-sheep-fool-motorists-into-thinking-theyre-real" title="Fake flock of sheep fool motorists into thinking they’re real" rel="nofollow">Read full story&#8230;</a></p>
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		<title>Opening a Health Savings Account</title>
		<link>http://www.insurance-report.com/insurance-posts/opening-a-health-savings-account</link>
		<comments>http://www.insurance-report.com/insurance-posts/opening-a-health-savings-account#comments</comments>
		<pubDate>Fri, 30 Dec 2011 06:05:09 +0000</pubDate>
		<dc:creator>Emily Napier</dc:creator>
				<category><![CDATA[Insurance Posts]]></category>
		<category><![CDATA[Account]]></category>
		<category><![CDATA[Health Savings]]></category>
		<category><![CDATA[Health Savings Account]]></category>
		<category><![CDATA[Savings Account]]></category>

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		<description><![CDATA[More individuals have been moving to high deductible plans and Health Savings Accounts (HSAs) to cut monthly costs. Whether your employer is moving the company to a high deductible plan or if just makes more financial sense for you considering the following tips: The individual contribution limit for a HSA is $3,100 in 2012. For [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://www.insurance-report.com/wp-content/uploads/2012/01/2257953.jpg" />More individuals have been moving to high deductible plans and Health Savings Accounts (HSAs) to cut monthly costs.</p>
<p>Whether your employer is moving the company to a high deductible plan or if just makes more financial sense for you considering the following tips: </p>
<ul>
<li>The individual contribution limit for a HSA is $3,100 in 2012. For families, the limit is $6,250 in 2012. </li>
<li>Try to avoid choosing a plan with a really high deductible if you do not have enough funds in the HSA or in your savings to cover the expense and wouldn’t over the next couple years. I</li>
</ul>
<p> <a href="http://www.insurance-report.com/insurance-posts/opening-a-health-savings-account" title="Opening a Health Savings Account" rel="nofollow">Read full story&#8230;</a></p>
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		<title>Michigan Consumers to Receive $89 Million in Medical Loss Ratio Rebates</title>
		<link>http://www.insurance-report.com/insurance-experts/michigan-consumers-to-receive-89-million-in-medical-loss-ratio-rebates</link>
		<comments>http://www.insurance-report.com/insurance-experts/michigan-consumers-to-receive-89-million-in-medical-loss-ratio-rebates#comments</comments>
		<pubDate>Wed, 28 Dec 2011 20:51:46 +0000</pubDate>
		<dc:creator>Bella Cullen</dc:creator>
				<category><![CDATA[Insurance Experts]]></category>
		<category><![CDATA[Loss Ratio]]></category>
		<category><![CDATA[Loss Ratio Rebates]]></category>
		<category><![CDATA[Ratio Rebates]]></category>
		<category><![CDATA[Rebates]]></category>

		<guid isPermaLink="false">http://www.insurance-report.com/insurance-experts/michigan-consumers-to-receive-89-million-in-medical-loss-ratio-rebates</guid>
		<description><![CDATA[Health insurers in Michigan were ordered to pay policyholders as much $89 million in medical loss ratio rebates following a ruling, federal health regulators announced on Monday. This ruling comes less than one month after the federal government announced that the health insurance industry could owe millions of consumers rebates thanks to health care reforms medical loss ratio. Health Insurance [...]]]></description>
			<content:encoded><![CDATA[<p>Health insurers in <strong>Michigan</strong> were ordered to pay policyholders as much $89 million in <strong>medical loss ratio</strong> rebates following a ruling, federal health regulators announced on Monday. This ruling comes less than one month after the federal government announced that the <strong>health insurance</strong> industry could owe millions of consumers rebates thanks to health care reforms <strong>medical loss ratio.</strong></p>
<h2>Health Insurance Premiums Given Dollar Guidelines</h2>
<p>After the Senate decided in 2009 that <strong>health insurance premiums</strong> were not being applied to medical claims appropriately, the government decided companies must follow specific guidelines of distribution as determined by the <em>medical loss ratio</em>.</p>
<p>The ratio requires companies to set aside 85 percent of health insurance premium dollars for large-group plans and 80 percent of dollars for individual and small-group plans to ensure consumers medical treatments are be covered. If th</p>
<p> <a href="http://www.insurance-report.com/insurance-experts/michigan-consumers-to-receive-89-million-in-medical-loss-ratio-rebates" title="Michigan Consumers to Receive $89 Million in Medical Loss Ratio Rebates" rel="nofollow">Read full story&#8230;</a></p>
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		<title>Is Your Life Insurance Agent Listening To You?</title>
		<link>http://www.insurance-report.com/insurance-posts/is-your-life-insurance-agent-listening-to-you</link>
		<comments>http://www.insurance-report.com/insurance-posts/is-your-life-insurance-agent-listening-to-you#comments</comments>
		<pubDate>Fri, 16 Dec 2011 08:56:19 +0000</pubDate>
		<dc:creator>Emily Napier</dc:creator>
				<category><![CDATA[Insurance Posts]]></category>

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		<description><![CDATA[I know that when I am shopping for something, for instance a car, I am very straight forward, even blunt, about what I want and how much I am willing to spend. I let the sales person know that its OK if they cant meet my needs, but that changing anything Ive told them is [...]]]></description>
			<content:encoded><![CDATA[<p>I know that when I am shopping for something, for instance a car, I am very straight forward, even blunt, about what I want and how much I am willing to spend. I let the sales person know that its OK if they cant meet my needs, but that changing anything Ive told them is the end of the conversation. I have a mission and a budget and if I cant accomplish the mission within the budget, well, I drove there in a car and I can drive home in that same car. </p>
<p>Sales education has always been about the close and how, if the sales agent can get you emotionally attached to the sale and emotionally detached from your goals, your lines in the sand, they win.</p>
<p> <a href="http://www.insurance-report.com/insurance-posts/is-your-life-insurance-agent-listening-to-you" title="Is Your Life Insurance Agent Listening To You?" rel="nofollow">Read full story&#8230;</a></p>
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		<title>Swinton : director pay boosted tenfold in 2008</title>
		<link>http://www.insurance-report.com/insurance-experts/swinton-director-pay-boosted-tenfold-in-2008</link>
		<comments>http://www.insurance-report.com/insurance-experts/swinton-director-pay-boosted-tenfold-in-2008#comments</comments>
		<pubDate>Fri, 16 Dec 2011 04:37:48 +0000</pubDate>
		<dc:creator>Bella Cullen</dc:creator>
				<category><![CDATA[Insurance Experts]]></category>
		<category><![CDATA[2008]]></category>
		<category><![CDATA[Director Pay]]></category>

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		<description><![CDATA[Swintons director pay was boosted more than 1,000 per cent in 2009, according to Insurance Times. In 2008 directors took home GBP1.5 million but in 2009 that changed to GBP16.3 million – more than ten times the previous year. Then in 2010 directors pay, including emoluments and pensions, went back down to GBP1.7 million, the [...]]]></description>
			<content:encoded><![CDATA[</p>
<p align="LEFT"><strong>Swintons director pay was boosted more than 1,000 per cent in 2009, according to Insurance Times.</strong></p>
<p align="LEFT">In 2008 directors took home GBP1.5 million but in 2009 that changed to GBP16.3 million – more than ten times the previous year. Then in 2010 directors pay, including emoluments and pensions, went back down to GBP1.7 million, the website reported.</p>
<p align="LEFT">The news comes a day after Swintons French parent company, Covea, sacked entire board for “putting their short term interests ahead of the long term interests of the company”.</p>
<p align="LEFT">A spokesman said the 2009 years pay rise was not linked to yesterdays decision.</p>
<p align="LEFT">In 2008, the year of the pay rise, Swinton Group Limiteds post-tax profits were GBP28.9 million. They </p>
<p> <a href="http://www.insurance-report.com/insurance-experts/swinton-director-pay-boosted-tenfold-in-2008" title="Swinton : director pay boosted tenfold in 2008" rel="nofollow">Read full story&#8230;</a></p>
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		<title>Hair Styling Tips For A New You</title>
		<link>http://www.insurance-report.com/insurance-posts/hair-styling-tips-for-a-new-you</link>
		<comments>http://www.insurance-report.com/insurance-posts/hair-styling-tips-for-a-new-you#comments</comments>
		<pubDate>Fri, 09 Dec 2011 03:25:26 +0000</pubDate>
		<dc:creator>Emily Napier</dc:creator>
				<category><![CDATA[Insurance Posts]]></category>
		<category><![CDATA[Hair Styling]]></category>
		<category><![CDATA[Styling]]></category>

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		<description><![CDATA[Men or women, young or old, can be helped in creating a great haistyle with these techniques. One helpful hairstyling tip is to go to a hair styling expert and seek advice on the appropriate hairstyle that is right for you. A cut or a trim is usally adviced by hair styling experts to create [...]]]></description>
			<content:encoded><![CDATA[<p>Men or women, young or old, can be helped in creating a great haistyle with these techniques. One helpful hairstyling tip is to go to a hair styling expert and seek advice on the appropriate hairstyle that is right for you.</p>
<p>A cut or a trim is usally adviced by hair styling experts to create a diffierent look. These professional would know the perfect hair style for a specific shape of the face, lifestyle and even the attitude of an individual as their basis. Finding the right stylist to consult at first is challenging because different stylists have their own expertise. Some are more particular on curly and wavy hair and some are experts on hair color or treatments.</p>
<p>One of the best way to get a good hairstyle is to have clean hair.</p>
<p> <a href="http://www.insurance-report.com/insurance-posts/hair-styling-tips-for-a-new-you" title="Hair Styling Tips For A New You" rel="nofollow">Read full story&#8230;</a></p>
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