1. Articles in category: Home

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    1. Super Bowl party fouls: How home insurance defends your turf

      For homeowners, Super Bowl party fouls could be tempered by your family's homeowners insurance. While it is fun to host a get together for the big game, don't forget that inviting others into your home can come with some risk.

      Read more on USA Today to learn how you can avoid a party foul this weekend:

      Hosting a Super Bowl bash can feel like trying to dodge a blitz. With lots of guests, alcohol and charged emotions, disaster can strike from any ...

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    2. Our Top New Year's Resolutions for Insurance

      Our Top New Year's Resolutions for Insurance

      How are your New Years resolutions going? The new year is a great time to evaluate your family's insurance coverage and insurance needs. 

      This article in the Huffington Post is an excellent breakdown of what families should be looking at in the new year to ensure you're getting the most out of your various policies. 

      Read more on Huffington Post:

      In Ross' home state of Florida, for example, drivers can meet the ... “People often buy homeowners insurance based on their mortgage or what the ...

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    3. Flood Insurance, AAA asked the question: Are You Covered?

      Flood Insurance, AAA asked the question: Are You Covered?

      Your family may think that if you're not living near the ocean, you have no flood risk. AAA, however, wants to remind families across the US that floods can and do occur in all 50 states.

      Flooding is not typically covered by homeowners insurance, so it is important for families to evaluate their flood risk and consider flood insurance. Learn more from AAA on KCSG:

      It's important to understand what is and is not covered by your insurance policy. In most cases, additional coverage is needed to protect your property ...

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    4. Your Driving Record: Insurance Companies' Crystal Ball

      Your Driving Record: Insurance Companies' Crystal Ball

      Your driving record can help insurers price out your insurance - and not just your auto insurance. Throughout the insurance industry, it pays to have a good driving record. Life insurance and home insurance pricing can be affected by your driving records, depending on where you live and which insurer you choose.

      Learn more about the studies behind using your driving record to price insurance on SFGate:

      Allstate, meanwhile, is using driving records to help price home insurance . The company began doing so in 2011 in Oklahoma with the introduction of ...

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    5. Don't skimp on property insurance

      Don't skimp on property insurance

      Understanding the different coverages a homeowners insurance policy offers your family can be tricky. This article in the Lowell Sun delves into the details and particulars of what a standard policy can offer and also certain details where homeowners should pay extra attention.

      Having the right coverage is essential to protecting your home and family. This piece can help you learn more:

      When selecting the amount of property insurance coverage, a homeowner considers the cost to replace only dwelling's structure -- not the market ...

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    6. Peter Boutell, Lending a Hand: New year's resolutions for homeowners

      Peter Boutell, Lending a Hand: New year's resolutions for homeowners

      This is a useful list for any families looking to get their home finances in order! These tips from the Santa Cruz Sentinel can help homeowners examine their mortgage rates and look into their insurance policies.

      The article raises great points about the changing value of your home - as property values fluctuate, the contents of your home change, and you make changes to your living space, the amount of insurance you need to cover your home can change.

      Learn more in the Santa Cruz Sentinel:

      This is also a good time of year to run an insurance check on your ...

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    7. Here are a few things you may not have known about earthquake insurance in California

      Here are a few things you may not have known about earthquake insurance in California

      For our families in California - are you among the 90% of California residents who don't have earthquake insurance? Considering how much damage an earthquake can cause, that is a huge amount of California residents without insurance to help cover the cost of repairs from an earthquake.

      The Daily News shares some information you may not have realized about earthquake insurance in California, like that rates have been steadily lowering.

      Read more on Daily News: 

      Few events can damage a home as severely as a major earthquake, yet only 10 percent of California residents have earthquake insurance .

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    8. Rubin: With sinkhole damage, sorry — you're not covered

      Rubin: With sinkhole damage, sorry — you're not covered

      Sinkholes and the destruction they can cause so suddenly are like something out of a nightmare. And as homeowners in Michigan have recently learned, they're not covered by your insurance. 

      What can you do about sinkholes? Luckily for people in most areas of the US, sinkholes are not a naturally occurring phenomenon. For those who are worried that a sinkhole might appear, this article from Detroit News covers what you can and can't do to protect yourself and your home:

      According to a lawyer who tussles with insurance companies for a living, while there are parts of a ...

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    9. Change in NY law could save homeowners on insurance

      Change in NY law could save homeowners on insurance

      Good news in the new year for our readers from New York! A new change in state law could help you lower your homeowners insurance premiums.

      You may not have heard of it before, but this new law that is now in effect in New York state can help you save on your homeowners insurance by simply taking a class! You may not like homework, but I think we all like saving money on our homeowners insurance!

      Find out more details on WHEC:

      A little known change in the law this weekend could end up saving you on your homeowners ...

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    10. State: Make sure insurance policies are winter-ready

      State: Make sure insurance policies are winter-ready

      For our families in Massachusetts, the state insurance commissioner has a request for you in the new year - review your insurance coverage!

      Massachusetts winters can be tough on your car and especially on your home. Make sure you have the right coverage in place to get you through the winter weather.

      Read more on SFGate:

      BOSTON (AP) — Winter has officially arrived and Massachusetts officials say that's a good time for homeowners and motorists to review insurance ...

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    11. Those New Home Safety Gadgets You Just Bought? They Won’t Lower Your Insurance Bill Much

      Those New Home Safety Gadgets You Just Bought? They Won’t Lower Your Insurance Bill Much

      The title of this article may be discouraging for your family, but don't give up just yet! If you got some slick new gadgets for your home this holiday season, make sure to give your agent a call and inquire about insurance discounts. 

      Your agent is the best person to advise you on how to save on your homeowners insurance, so don't let this article steer you wrong! Call your agent to discuss how changes you made to your home in 2016 could help lower your premium in 2017!

      Read more about gadgets and insurance on Realtor.com ...

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    12. Why Do You Need Renters Insurance?

      If your family rents, you may want to consider renters insurance. Renters insurance can help protect you from the costs covered damages and disasters could create in your living space.

      This piece from Uloop examines some compelling reasons to get your family covered with renters insurance. There are several key coverages that could be financial lifesavers should something happen to your rented home.

      Check out the full article on Uloop: 

      You get into a car accident and run over someone's mailbox, you need auto insurance for this. You get injured at work and are unable to continue ...

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    13. Vacant Home Insurance: Keeping Your Unoccupied Home Safe

      Vacant Home Insurance: Keeping Your Unoccupied Home Safe

      There are many reasons why you may leave your home unoccupied, whether it's a second home you use seasonally or you are in the midst of home renovations. You may not be aware of the insurance implications of a vacant home. 

      Leaving your home unoccupied isn't as simple as just buying a homeowners insurance policy and hoping for the best. There are coverage nuances related to vacant homes that should be considered before you lock up and leave.

      Learn more about insuring your vacation home on Realty Times:

      Although your homeowners' insurance offers financial protection against property damage ...

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    14. Insurance blind spots: 5 coverage gaps that could cost you

      Insurance blind spots: 5 coverage gaps that could cost you

      In most states, auto insurance is required. If you own a home and have a mortgage to pay off, you're likely required to have homeowners insurance. You may think these coverages are enough to manage your risk, however, there are some areas that aren't covered by more common insurance products.

      These gaps could leave you and your family vulnerable to large expenses. The Herald-Whig examines 5 common coverage gaps that could cost your family a lot of money:

      Yet only 12 percent of homeowners nationwide carry flood coverage , an Insurance Information Institute poll found. Homeowners insurance doesn't ...

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    15. 5 Key Terms In Your Homeowners Insurance Policy

      5 Key Terms In Your Homeowners Insurance Policy

      Protecting your family home requires a little bit more effort than just getting a homeowners insurance policy. Understanding the policy and what coverages it will provide for your home and your family is very important in making sure your home is adequately protected.

      Insurance jargon may be confusing, but there are 5 key terms that you should know about when getting a policy. This helpful article from Seeking Alpha examines these five insurance terms to help demystify homeowners insurance:

      While there are a lot of things you need to be aware of when reading and understanding your home insurance policy ...

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    16. Why You Should Revisit Your Car Insurance Policy Every Six Months

      Why You Should Revisit Your Car Insurance Policy Every Six Months

      Could your family be saving more on your car insurance? This life hack could help you save more. Simply shop around each time your policy comes up for renewal and you could find some savings out there.

      An insurance agent, like our friends at InsuraMatch, can help you shop for multiple insurance quotes:

      It’s smart to periodically check in on your goals, spending plan, or investment portfolio, but you also want to reevaluate your monthly bills and expenses every now and then, too. If you haven’t looked for a better car insurance policy for a while, it might ...

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    17. Ho, ho ... oh, no! Home insurance can cover that holiday disaster

      Ho, ho ... oh, no! Home insurance can cover that holiday disaster

      The holiday season brings a lot of fun, but it also brings risks into your home that are not as common at other points throughout the year. Lights, trees, gifts and guests all bring joy, but they can also bring damage to your home. 

      Risk management, however small, is essential for a happy holiday season. With these quick tips from USAToday and your existing coverage, you'll be prepared for whatever comes your way this holiday season.

      Behind their charming facades, our homes hide an inner holiday Grinch. Flickering candles? Fire hazard. Snow-dusted walkway? Think slip and fall.

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    18. What Hobbyists Should Know About Drone Insurance

      What Hobbyists Should Know About Drone Insurance

      Christmas is just around the corner and if you've got a drone on your list, make sure that you have the right coverage for your new device. Since the personal drone market is new and evolving, risk around the use of drones for personal use is still being understood.

      One thing is for sure, if you or a family member get a drone for Christmas this year, make sure you have adequate coverage! Give your agent a call or read on in the Insurance Journal for the latest on drone insurance:

      If a drone is on your holiday shopping ...

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    19. Residents should consider renter's insurance

      Residents should consider renter's insurance

      If your family rents your home, you may fall into the large percentage of renters who don't have renters insurance. The Houston Chronicle delves into this trend that could leave families who are renting vulnerable to costly damages, should something happen to their rental or their property in their rental.

      Renters insurance can be a valuable coverage for renters thanks to the personal property coverage and liability coverage most plans offer. Read more about renters insurance in the Houston Chronicle:

      You wouldn't own a home without homeowner's insurance . You wouldn't drive a car without auto insurance ...

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    20. Homeowners insurance 101: What you need to know

      Homeowners insurance 101: What you need to know

      Not all policies are created equal! Understanding the basic tenants of homeowners insurance can help you make an informed choice when it comes to the coverages and limits you choose for your new home.

      The excitement of purchasing a new home shouldn’t be cut short by unforeseen problems that can put you in a financial crisis because you didn’t have the right insurance policy. Homeowners insurance gives you peace of mind, covering damage to your property, risk of liability, and protecting you against any legal claims.

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    21. Home Insurance 101: The Fundamentals of Home Quality

      Home Insurance 101: The Fundamentals of Home Quality

      So, how do homeowners insurance companies price out your homeowners insurance? Get the scoop with this post from Realty Times.

      Buying a home for your family is a huge investment and one you'll want to protect. Read this post to learn more about the specific coverages homeowners insurance offers as well as areas in your new home you'll want to pay particular attention to when insuring it.

      Learn also how different factors and features of your home can affect your homeowners insurance rates. Speak with an insurance agent to learn more about how you can save on your ...

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    22. My Home Was Damaged in a Storm. How Long Will It Take for My Insurance to Pay?

      My Home Was Damaged in a Storm. How Long Will It Take for My Insurance to Pay?

      You have the insurance policy - but now what? If you've had to file a homeowners insurance claim, it can be a frustrating process as there are many aspects that go into filing and resolving a claim. Before trying to make repairs yourself, get the insurance company involved to better understand their claims process, what they will and will not cover, and how best to proceed.

      Read on for more information on realtor.com:

      Q: What is the proper wait time to give the insurance to answer your rain damage to your home? – Insured

      A: It sounds as though water ...

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    23. Be aware of how home changes can affect your insurance rates

      Be aware of how home changes can affect your insurance rates

      The cost of insuring your family's home is based upon many factors. Your risk is measured across many different areas, whether it's how old your home is or where your home is situated. 

      Making changes to your home, such as a renovation or adding a backyard feature, can also affect your insurance rates, which is why it is so important to discuss changes to your home or within your family with your insurance agent. These changes are essential to maintaining the proper coverage, should something happen to your home.

      Neglecting to tell your insurance agent about certain changes ...

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    1-24 of 195 1 2 3 4 5 6 7 8 9 »
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