1. Articles in category: Life

    1-19 of 19
    1. When Do You Need To Buy Life Insurance?

      When Do You Need To Buy Life Insurance?

      Is life insurance right for your family? You may think if you're under 30, it's too early to consider. That may not necessarily be the case. Now could be a great time to buy, while you're young.

      Learn more on Money Under 30:

      Life insurance isn’t usually on a 20-something’s list of financial priorities.

      And that’s okay. Maybe.

      If you’re happily single and childless, you can probably skip this post (for now). But if marriage or a family is on the horizon, read on.

      Although age may play a role in how much ...

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    2. Your Driving Record: Insurance Companies' Crystal Ball

      Your Driving Record: Insurance Companies' Crystal Ball

      Your driving record can help insurers price out your insurance - and not just your auto insurance. Throughout the insurance industry, it pays to have a good driving record. Life insurance and home insurance pricing can be affected by your driving records, depending on where you live and which insurer you choose.

      Learn more about the studies behind using your driving record to price insurance on SFGate:

      Allstate, meanwhile, is using driving records to help price home insurance . The company began doing so in 2011 in Oklahoma with the introduction of ...

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    3. Life Insurance Explained in (Exactly) 250 Words

      Life Insurance Explained in (Exactly) 250 Words

      Short and sweet: here's a quick and dirty guide to life insurance. If your family is still not insured, this summary can help you understand what life insurance can provide for your family. There are many different types of life insurance and some may be better suited for your budget and family needs than others.

      There are many misconceptions out there about life insurance. Get started on better understanding how life insurance can help your family on NerdWallet:

      What life insurance is: a policy that pays out if you die. When you need it: if your death would cause ...

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    4. 10 Smart Insurance Resolutions for 2017

      10 Smart Insurance Resolutions for 2017

      Great tips from the folks at NerdWallet to help you ensure that your insurance is in top shape for the new year ahead. These practical tips can help you make the most of your existing insurance policies as well as help you reduce your risk throughout the year. Less risk could mean fewer claims filed!

      Read more on NerdWallet:

      Insurance is a financial safety net for when life just doesn’t go your way, but that doesn’t mean you should ignore it when things are going well. Here are 10 things you can do in 2017 to strengthen your ...

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    5. The Hidden Factors That Determine Your Life Insurance Rate

      The Hidden Factors That Determine Your Life Insurance Rate

      Is 2017 the year you're finally getting around to getting life insurance to help protect your family? If so, this is great read from NerdWallet on how life insurance rates are calculated.

      There are many factors that go into the pricing of life insurance. Not all policies require a physical, however. Read more on NerdWallet to learn what aspects of your lifestyle could affect your rates:

      By Jason Fisher Learn more about Jason on NerdWallet’s Ask an Advisor As a life insurance agent, my job is to get my clients the coverage they need at the most affordable ...

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    6. 5 Questions to Know What Insurance Coverage You Need in Retirement

      5 Questions to Know What Insurance Coverage You Need in Retirement

      If someone in your family is nearing retirement, you may be wondering how your insurance needs will change. Getting your insurance in order at the start will help protect your family throughout retirement. 

      Learn more about insurance in retirement on The Street:

      It's a myth that auto insurance costs rise after retirement. Without exception, younger drivers pay more for car insurance than any other demographic.

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    7. Is Your Workplace Life Insurance Enough?

      If you have a family, it is very important to evaluate your life insurance coverage. Your employer may offer life insurance to employees for free, but is this free coverage enough for your family's needs?

      Having adequate life insurance is important to maintaining your family's standard of living should something happen. Your coverage through your employer may not be enough for your family, and it is dependent on your employment status with your company - what if you got a new job? Read on in Time for some important considerations when it comes to your workplace life insurance and ...

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    8. A New Parent’s Guide to Life Insurance

      Is your family growing? If so, congratulations! There is so much to do to prepare for baby, from getting all the cute tiny clothes to making sure your family is financially ready for another member. 

      Life insurance can be an important part of your family's financial plan. Life insurance may seem cost-prohibitive or confusing, but it can be more affordable than you may have thought and often the benefits of a policy are attractive for young families. 

      Learn more about getting started with life insurance for your family on NerdWallet:

      The importance of having life insurance grows significantly when ...

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    9. 15 Financial Must-Dos to Prepare for a New Baby

      If your family is growing there are many things you'll want to do to prepare for a new baby. Several of those items are related to your finances, no doubt. This helpful list will give you an overview of what you can do to get ready for baby's arrival.

      Several of the items relate to your insurance policies. You'll want to give your agent a call to ensure that you'll have the right coverage in place once baby comes.

      Read more on NerdWallet:

      Preparing for parenthood isn’t just tiny clothes and heartwarming ultrasound photos; it ...

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    10. 5 Life Insurance Questions You Were Too Embarrassed to Ask

      Here's a good article for families considering life insurance. Read more on Time:

      Applying for life insurance means answering some pretty personal questions. For example: How much do you weigh? (We’re talking the actual number, not the aspirational estimate on your driver’s license.) Do you smoke marijuana? Whom do you want to get the life insurance money when you die? Wait — not your spouse?

      Don’t let any of that stop you from getting a life insurance policy. Here are the answers to five questions you might be embarrassed to ask your insurance agent.

      Probably not.

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    11. Changing Life Insurance? This Information and Checklist Can Help

      Changing Life Insurance? This Information and Checklist Can Help

      Your family understands that life insurance is an important part of your financial picture and health as a family. Protecting your loved ones in the case of the unexpected is great, but what if the policy you have just isn't working for your family anymore? About has some advice for families thinking about changing life insurance policies.

      Their checklists and points to consider can help you determine if changing policies is the best route for your family or if you should consider converting your policy or stick with your current insurance plan. Read on for useful tips:

      If you ...

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    12. The Difference between Term Life Insurance and Whole Life Insurance

      The Difference between Term Life Insurance and Whole Life Insurance

      Life insurance is a way to look after your family, even after you're gone. Understanding life insurance can be tricky. This article breaks down the differences between two common types of life insurance - term and whole. 

      Read on on MetLife for more information about life insurance and learn more about what coverage is right for your family:

      There are two main types of life insurance — term life insurance and whole life insurance. Find out which may be right for you. These Are The Differences Between Term Life And Whole Life Insurance.

      The post The Difference between Term Life Insurance ...

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    13. Should I Get Whole Life Insurance or Term Life? Financial Experts Weigh In

      Great advice for families considering life insurance.

      Life insurance policies can be confusing, with complicated rules and arcane language that often make it hard for consumers to understand the costs and benefits. With a little research and expert guidance, though, you can make the right decision that saves you money and creates financial security for your family.

      First, a quick summary. There are two main types of life insurance — term life insurance and permanent life insurance, such as whole life:

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    14. Insurance After the Wedding

      If you are just starting a family and embarking on your life together with your spouse, considering how marriage has changed your insurance needs. Make sure you and your new spouse have adequate coverage to protect the life you're building together!

      The big day has come and gone but the happily ever after has just begun! You may think that planning the wedding was the worst of your stress, but there is still a lot to address afterwards. Once you are unpacked from the honeymoon, there are changes you will need to make, especially if you have a new ...

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    15. The Benefits of Having Life Insurance Coverage on Your Child

      It's not pleasant to think about, but this type of insurance could help your family, including your child, down the line (if it accumulates cash value!).

      Although it’s terrible to think about, the truth is that the unimaginable — losing a child — can happen. A parent may never fully recover from it emotionally.

      A child’s death also raises financial issues. Is that a reason to purchase life insurance on someone so young?

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    16. Understand How Bundling Can Save Money

      Understand How Bundling Can Save Money

      Here's one way your family can save on your insurance!

      Buying two or more policies from the same insurance company, called “bundling” or a “multiline discount,” can be an easy, convenient way to save money. In fact, a 2012 study by J.D. Power and Associates found that satisfaction with homeowners insurance companies was higher for customers who bundled other policies with their homeowners policy, and satisfaction was highest for those who bundled four or more policies.

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    1-19 of 19
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