1. Articles in category: Auto

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    1. How a Pay-As-You-Drive Policy Can Cut the Cost of Auto Insurance

      How a Pay-As-You-Drive Policy Can Cut the Cost of Auto Insurance

      Sick of paying so much your auto insurance premiums? If you don't drive often, you could have an option for lowering your family's rates.  You'll have to allow your insurer to monitor your driving, but giving up some of your driving privacy could lead to big savings on your car insurance.

      Learn more about pay-as-you-drive car insurance on The Street:

      For those who are ready to cut the cost of automobile insurance this year, enrolling in a pay-as-you-drive program may be the solution to driving down ...

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    2. Your Driving Record: Insurance Companies' Crystal Ball

      Your Driving Record: Insurance Companies' Crystal Ball

      Your driving record can help insurers price out your insurance - and not just your auto insurance. Throughout the insurance industry, it pays to have a good driving record. Life insurance and home insurance pricing can be affected by your driving records, depending on where you live and which insurer you choose.

      Learn more about the studies behind using your driving record to price insurance on SFGate:

      Allstate, meanwhile, is using driving records to help price home insurance . The company began doing so in 2011 in Oklahoma with the introduction of ...

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    3. 10 Smart Insurance Resolutions for 2017

      10 Smart Insurance Resolutions for 2017

      Great tips from the folks at NerdWallet to help you ensure that your insurance is in top shape for the new year ahead. These practical tips can help you make the most of your existing insurance policies as well as help you reduce your risk throughout the year. Less risk could mean fewer claims filed!

      Read more on NerdWallet:

      Insurance is a financial safety net for when life just doesn’t go your way, but that doesn’t mean you should ignore it when things are going well. Here are 10 things you can do in 2017 to strengthen your ...

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    4. No insurance? No problem for thousands of drivers

      No insurance? No problem for thousands of drivers

      Unfortunately, in some states there are many people who ignore insurance mandates. Because of this, your family may want to consider adding some Uninsured/Underinsured Motorist coverage to your auto insurance, just in case.

      Read more on Post-Crescent:

      Getting jolted by a car crash is bad enough, but when the other driver is uninsured and you're left holding the bag, it becomes infuriating – and ...

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    5. Is Your Car Insurance Adequate?

      This is a question where your family definitely does not want hear the answer "no!"

      The new year is a great time to evaluate your family's auto insurance coverage to make sure you have adequate limits and coverages in place for your family's needs. 2016 may have brought changes to your family and you'll want those updates made to your policy in 2017. 

      This article from Oregon Local News offers how your family can assess your coverage in more detail:

      As we go into the New Year—and into some of the coldest weather that Oregon has ...

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    6. Insurance blind spots: 5 coverage gaps that could cost you

      Insurance blind spots: 5 coverage gaps that could cost you

      In most states, auto insurance is required. If you own a home and have a mortgage to pay off, you're likely required to have homeowners insurance. You may think these coverages are enough to manage your risk, however, there are some areas that aren't covered by more common insurance products.

      These gaps could leave you and your family vulnerable to large expenses. The Herald-Whig examines 5 common coverage gaps that could cost your family a lot of money:

      Yet only 12 percent of homeowners nationwide carry flood coverage , an Insurance Information Institute poll found. Homeowners insurance doesn't ...

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    7. Why You Should Revisit Your Car Insurance Policy Every Six Months

      Why You Should Revisit Your Car Insurance Policy Every Six Months

      Could your family be saving more on your car insurance? This life hack could help you save more. Simply shop around each time your policy comes up for renewal and you could find some savings out there.

      An insurance agent, like our friends at InsuraMatch, can help you shop for multiple insurance quotes:

      It’s smart to periodically check in on your goals, spending plan, or investment portfolio, but you also want to reevaluate your monthly bills and expenses every now and then, too. If you haven’t looked for a better car insurance policy for a while, it might ...

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    8. How Insuring an Old Car Differs from Insuring Your Daily Driver

      How Insuring an Old Car Differs from Insuring Your Daily Driver

      Thinking about getting a collector car for your family? You may be surprised to learn that insurance for an antique car is often less than your usual ride.

      There are different factors that go into determining the cost of a classic car policy than your everyday car's insurance that affect the pricing. Read on for more information from Car and Driver:

      But about 18 million to 20 million cars in the United States (Hagerty’s guess; the company says it insures about 1.2 million of them) qualify ­generally as custom, collectible, antique, or classic cars. They’re normally ...

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    9. The Kind of Car Insurer That Gives Consumers the Best Value

      The Kind of Car Insurer That Gives Consumers the Best Value

      If the new year means changes to your family's auto insurance, you may want to read this feature first! Getting the best value for your family is important when you're paying so much for good coverage, so check out the auto insurance that will give you just that.

      This piece in the New York Times delves into what types of auto insurers will give you the best for your money:

      The answer, at least in the nearly $200 billion auto insurance industry, appears to be yes. That's the conclusion of a new and comprehensive study ...

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    10. Risky routes could be newest car insurance rate factor

      Risky routes could be newest car insurance rate factor

      Car insurance rates are determined using many different factors to weigh your family's risk. What if the roads you traveled and the number of people in your car affected your premium? 

      Taking riskier routes could mean you'll pay more for your auto insurance in the future, thanks to new programs being developed by Allstate, State Farm and Travelers. On the other hand, safe driving and safer routes could be awarded with lower premiums.

      Depending on how your family uses your vehicle, route-specific programs could help lower your auto insurance rates. Read more about new factors in USA Today ...

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    11. How to Find the Best Travel Insurance

      How to Find the Best Travel Insurance

      With the holidays and new year approaching, your family may be looking to take a trip or two. Before you hit the road or head to the airport, you may want to consider travel insurance to help protect your trip.

      Travel insurance can offer several different coverages to protect you and your family as you travel. Most people are familiar with the trip cancelation aspect of travel insurance, but there are other features that could be valuable for your family.

      NerdWallet breaks down this coverage to help your family understand how travel insurance works:

      There’s nothing like travel to ...

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    12. 5 Football Tailgating Blunders Insurance Will Pay For

      5 Football Tailgating Blunders Insurance Will Pay For

      If you come from a family of football fans, this article is a good read. If you'll be tailgating this football season, you may be opening yourself up to risk. Will your insurance cover those risks?

      Tailgating is lots of fun for the whole family, but all the fun and the grill could cause damage to your car. Here's some tips on what might be covered under your existing insurance policies from NerdWallet:

      Football tailgates offer fans a chance to escape the weekly grind and cut loose in the name of bone-crunching tackles and char-grilled meats. But nothing ...

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    13. Cheaper car insurance: Here's how to get a low rate — and choose the best policy

      With so many factors contributing to how insurance companies determine auto insurance rates, it can be pretty complicated to try and find the lowest quote for your family's policy. Everyone wants to find a deal, so how can you find one on auto insurance?

      Mic outlines several ways to find savings and some ways to help cut your costs. By better understanding how insurance is priced and how different coverages affect car insurance pricing, cheaper car insurance rates can be found.

      For specific tips and tricks, check out the article on Mic.com!

      Progressive quoted $6,404 for someone ...

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    14. Income, Not Driving Record, May Determine Auto Insurance Cost

      Income, Not Driving Record, May Determine Auto Insurance Cost

      Do you know what factors determine your auto insurance rates? Insurers look at many different things when making risk predictions. Could your income be one of those factors?

      The New York Times looked into how different factors related to income affected insurance quotes. The Times provides some useful tips for consumers searching for a lower insurance quote.

      Some motorists with high incomes but bad driving records may pay less for car insurance than lower-income consumers with pristine records, a new ...

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    15. Car Insurance Premiums Could Be Affected By Driverless Cars

      Car Insurance Premiums Could Be Affected By Driverless Cars

      Good news for families wishing for lower car insurance premiums - it seems like change to the market in the coming years will have an effect on your premiums. With the advent of driverless cars and more and more safety features added to cars, it seems likely that car insurance rates will go down. 

      While these technological changes will undoubtedly make our roads safer in some ways, the potential risks of driverless cars are yet to be discovered and could slow the rate at which car insurance premiums fall. Read more in the Digital Journal:

      A piece of research by AC ...

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    16. Full Results: State Insurance Websites Ranked From Most to Least Helpful to Consumers

      How helpful is the state you live in when it comes to insurance? NerdWallet ranked the top state insurance websites based on several different factors to see which were the most helpful.

      Many states have helpful data that can assist consumers who are searching for new insurance policies or are looking to learn more about insurance from an unbiased party.

      So, how does your state compare? Take a look on NerdWallet: 

      A new NerdWallet analysis looked at the insurance department websites of all 50 states and Washington, D.C., to determine just how helpful they are to consumers. NerdWallet analyzed ...

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    17. How to Verify That New-to-You Auto Insurance Company Is Legit

      How to Verify That New-to-You Auto Insurance Company Is Legit

      Your family is probably familiar with a handful of auto insurance companies. It seems lately like you can't turn on the TV without seeing an ad or two for one of the major insurers.

      There are many regional insurers and agents that you've never heard of that can help you find the right auto insurance policy. Just because they're unknown doesn't mean they won't offer excellent coverage and customer service, but with so much money on the line for your policy, it's a good idea to do your research.

      Kiplinger's has outlined the ...

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    18. 10 States That Jack Up Your Auto Insurance Just For Driving

      10 States That Jack Up Your Auto Insurance Just For Driving

      There are many factors that can affect the pricing of your family's auto insurance rates. Sometimes, it's hard to keep track of them all! In addition to how long you've been driving, recent accidents or tickets on your record, and the type of car you have, the distance you drive each year can affect your auto insurance pricing, too.

      Driving frequently can have a pretty large impact on your auto insurance premium, depending on the state you live in. While it makes sense that the more you drive, the more risk you're exposed to, it's ...

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    19. Does your credit card fully cover your rental car insurance?

      Does your credit card fully cover your rental car insurance?

      Planning a family vacation? Thinking of renting a car for the holidays? You'll want to read this guide from our friends at InsuraMatch. Your credit card does offer some coverage when renting a car, but, as with any insurance, it is important to understand what it does and does not cover. If the coverage is not enough to offset your risk, you may want to consider additional insurance through the rental car agency.

      It’s the age old dilemma facing a person who rents a car– should you buy the rental agency’s auto insurance coverage or will your ...
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    20. For the last time: Car rental coverage is not mandatory

      For the last time: Car rental coverage is not mandatory

      The holidays are coming up and many Americans will be hitting the roads to visit with family.

      Will your family be renting a car for the trip? When renting a car, it can be confusing whether you have enough auto insurance coverage under your regular insurance policy, if your credit card offers enough coverage and if the insurance offered by the rental agency is required or not.

      This article from USAToday seeks to clear up some misconceptions relating to the insurance offered by rental car companies just in time for holiday travel:

      Car rental insurance isn't required. Or is ...

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    21. Why Your Insurance Company Can Deny Your Claim

      Why Your Insurance Company Can Deny Your Claim

      Besides coverage likely being mandated in your state, the reason many families purchase auto insurance is for financial help in the event of a claim. Having coverage could be a financial lifesaver should you damage the family car or cause injury in an accident.

      However, not all claims are created equal and insurance companies will sometimes deny claims. Understanding why and how insurance companies deny claims can help you take any necessary steps to ensure you'll get the help you need if you are forced to make a claim.

      Outside of the fact that most states require drivers to ...

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    22. Factors that set auto insurance rates (beyond your driving record)

      Factors that set auto insurance rates (beyond your driving record)

      Wondering why your insurance rates are different than a friends? These varying factors may have something to do with it:

      Speeding, running a red light and driving under the influence are some of the most common traffic violations that can lead to higher auto insurance premiums.

      Even for drivers shopping for a new policy, having a poor driving record with serious traffic violations or accidents will usually result in a higher rate than they’d normally have after an insurance company checks their driving record.

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    1-24 of 139 1 2 3 4 5 6 »
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