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10 smart insurance resolutions for 2017

USA TODAY

Who's already making progress on your New Year's resolution? Do I hear crickets?

These 10 smart insurance-related resolutions should get added to your list. They won't take much time and they'll help you ensure you have the coverage you need going into a new year. Some of these are as easy as making small, safer changes to your usual routine (easy peasy!).

Start your year well protected with these 10 resolutions from USA TODAY:

The key to making a claim is understanding your policy. For auto and home insurance , look for the policy's declarations page ...